Credit Cards

Looking for a new credit card? We've got the right card for you.


Consumer Credit Cards

North Salem State Bank is pleased to offer consumer credit cards through our partnership with TCM Bank, N.A., a company that specializes in credit card services offered through community banks. Through TCM Bank, N.A., North Salem State Bank customers have the opportunity to take advantage of a rewards card program that offers great benefits and discounts. Our Visa® Platinum credit card offers worldwide acceptance.


  • Competitive rates*
  • Reward points for merchandise and travel
  • Tickets good on any airline with no blackout dates
  • Travel Accident Insurance**
  • Auto Rental Collision Damage Waiver***
  • Lost or stolen card replacement
  • Fraud monitoring


More Information



  • Visit cRewardscard to redeem points for merchandise, rental cars, cruises, hotels, or airline travel – with fewer restrictions, and no blackout dates.
  • Come in to one of our branches or click here to apply.
  • Current credit card customers may log in to www.mycardstatement.com to check your transaction history, pay your bill, view your statement and download information to your financial software for FREE!
  • To report a lost or stolen credit card, please call 800-883-0131.


Business Credit Cards

North Salem State Bank offers three business credit card options so that you can choose the option that is best for your business.

The Small Business Rewards Visa® Business Credit Card allows you to earn points for every qualifying net dollar you spend. Points can be redeemed for merchandise and travel rewards. 

The Small Business Rewards Visa ® Business Credit Card features:


  • Rewards points
  • No annual fee*
  • Competitive interest rates*
  • Travel accident insurance**
  • Auto rental collision damage waiver***
  • Lost or stolen card replacement
  • Fraud monitoring
  • The ability to set credit limits for each employee that is an authorized user
  • Separate credit card statement for each card holder 

The Small Business Edition Business Credit Card features:

  • No annual fee*
  • Competitive interest rates*
  • Travel accident insurance**
  • Auto rental collision damage waiver***
  • Lost or stolen card replacement
  • Fraud monitoring
  • The ability to set credit limits for each employee that is an authorized user
  • Separate credit card statement for each card holder

The Visa® Platinum Company Rewards Charge Card was designed for non-profits, organizations, municipalities, and large corporations with annual revenue greater than $7 million.

  • Pay in full every month
  • Rewards points
  • Employee cards at no added cost
  • Comprehensive reporting
  • Fraud Monitoring and Zero Fraud Liability
  • 24/7 customer service located in the U.S.


More Information


  • Cardholders can log in to cRewardscard.com to view and redeem your points.
  • Current credit card customers may log in to mycardstatement.com to check your transaction history, pay your bill, view your statement and download information to your financial software for FREE!
  • Click here , call, or visit a branch to request an application.
  • To report a lost or stolen credit card, please call 800-883-0131.






*See the card application’s Business Card Pricing Information for current terms, rates, and fees. Applications are subject to credit approval. Account terms, rates and fees are subject to change.


**Travel Accident Insurance - Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.

***Auto Rental Collision Damage Waiver - To activate coverage, complete the entire rental transaction with your card and decline the collision damage waiver coverage if offered by the rental company. Restrictions apply if you have personal automobile insurance covering this theft or damage.

Cards are issued by TCM Bank, N.A. pursuant to a license from Visa U.S.A., Inc.